Title Loans & Registration Loans Sahuarita, AZ

Certain times of the year are just more expensive than others. For example, the romance of Valentine’s Day likely wouldn’t exist without money spent on a loved one.

Christmas doesn’t even need explanation. These celebrations are worthwhile, but it’s hard to do when cash is limited.

You can buy the gifts you want to give, and you can’t eat at the restaurant you want because it’s too expensive.

Sometimes you just need a little holiday helper to enjoy these special occasions.

Santa Cruz River in Sahuarita Arizona

Title Loans Sahuarita, AZ

When you offer to use your vehicle as collateral and let a lender keep the title as security, the lender gives you what’s known as a title loan, AKA, a loan against your car. Anyone who is at least 18 years old can apply for title & registration loans in Sahuarita.

They just need to have a source of income in order to pay the loan back and have a car they don’t own anything on.

Most states and lender require the borrower to use a lien-free vehicle, but there are options for title loans in Tucson without a clear title if the borrower adds the lender as a lien holder.

Some states and lenders require borrowers to have auto insurance.

Borrowers who don’t have insurance or don’t have enough coverage could get coverage through their lender, get it through an online insurance company and let the lender verify it that way, or they can use a vehicle that does not require insurance, such as an ATV.

Title Loans Sahuarita Application

All Velocity Cash title loan applications require some very basic information about the applicant’s car, including the make, model, mileage, style and year. Applicants also provide their name and contact information.

After the online application is complete, they get a loan quote and talk by phone to a Velocity Cash agent to work out the details, including a repayment plan.

Then, the applicant brings their vehicle to a registration loan office for a quick inspection to make sure the vehicle is in good condition and worth the loan offer price.

After turning over the title and signing some documents, the loan process ends with the applicant getting the money.

Even better news from Velocity Cash is that there are title loans for the unemployed. Yes, applicants do need a source of income, but that source is not limited to where they work.

Possible Sources of Income

  • A job
  • Disability benefits
  • Alimony
  • Pension or retirement benefits
  • Social Security
  • Unemployment benefits

Legal Information

  • Arizona’s Department of Financial Institutions regulates the title loan industry and licenses all title loan businesses.
  • Known as secondary motor finance companies, title lenders are allowed to loan any amount of money.
  • Lenders can charge customers up to five percent of their unpaid loan balance as a late fee if the borrower is over 10 days late on a payment.
  • Borrowers do not need a clear title to get a title loan in Arizona. They can qualify by adding the lender to their car title as a lien holder.
  • If a borrower’s car is repossessed, the lender can sell the car to recoup any remaining registration loan balance they are due. The lender can also keep a portion of the sale price to cover their expenses related to repossessing and selling the client’s vehicle. Any money left over goes to the borrower.
  • Interest rates are capped based on how much money is borrowed. Loans over $5,000 may not be charged more than 10 percent interest per month. Loans under that amount have interest caps of either 13, 15 or 17 percent.


  • Fast process
  • Easy application
  • You keep your car
  • Lower interest rates than payday loans

Car title loans have many benefits, similar to online installment loans. Contact us today. We are even open on Sunday to help get the loan process started.

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