Car Title & Registration Loans Tucson, AZ

Trying to come up with cash for an unforeseen bill or an emergency can be really hard. You may think about borrowing from friends, however, that doesn’t always turn out so well.

When dealing with financial burdens, many people turn to their local bank hoping to take out a personal loan, but they are often turned away because of poor credit.

If you’ve been turned down for a loan, you might want to learn more about title loans in Tucson, AZ.

Title registration loans are the latest alternative to traditional bank loans when you can’t qualify, or you simply don’t want to deal with the hassles of qualifying.

As opposed to bank loans, that may take weeks to be approved, title loans in Arizona could be approved in as little as a day or less. In addition, the qualifying process at Velocity Cash is far more lenient than those of a bank.

You are also free to use the funds from your title loan for any purpose you desire. Since title loans are secured by your vehicle, you’ll need to turn over your vehicle title to get a loan.

If you need cash now, for any purpose, consider our short application to get your loan against your car quote today.

Why Consider Title & Registration Loans Tucson, AZ?

Hassle Free Loans
You won’t have to spend valuable time searching for documents or filling out one form after another. Our application and registration loan process are both designed to be easy and quick compared to those used by credit unions and banks.

Fast Application Process
Most applicants can easily fill out our convenient online application in less than two minutes.

Bad Credit
People with no credit histories, bad credit or bankruptcies don’t need to worry about qualifying. Unlike banks, that rely heavily on credit information, we don’t use credit scores, credit histories or perform background checks. Your credit history is your business, and it will not be used in the qualification process.

Quick Payouts
We know just how important it can be to you to get a loan, and we take pride in giving some of the fastest payouts possible. From the start to the finish, the entire loan process can really only take 24 hours or less, which includes funding.

Great Interest Rates
As a lender, we know just how important interest rates can be to consumers. They can make a great deal of difference in the amount of your payments. We will go out of our way to find the very best interest rates available just before closing your loan, so you can have affordable loan payments.

Who Uses Title Loans in Tucson, AZ?

Just about anyone you can imagine could benefit from a registration loan. In the past, we have helped out many folks with loans who worked in the aerospace industries, mining and military installations.

We work with a variety of people who come from different backgrounds and have all kinds of incomes.

Listed below are just a few examples of people that we’ve helped over the years and will again in the future:

• Students
• Housewives
• Homeowners
• Teachers
• Secretaries
• Car salesman
• Mechanics
• Nurses
• Cashiers
• Self-employed
• Office workers

Benefits, Features and Perks of Tucson, AZ Title Loans

Benefits

• Quick cash. Yes, it really is possible to get title loans in Tucson in 24 hours or less. Sometimes, it may only take a couple of hours.
• No prepayment penalties or fees. We have no objections if you would like to pay off your registration loan early. Just contact your loan representative to make arrangements.
• No spending requirements. We never ask how you’ll spend your loan money. You are free to spend it on anything you like.
• Competitive interest rates help customers to make payments easier, faster and more affordable.
• You have a quick solution to resolve financial obligations.
• Use our interest rate calculator for title loans to find an affordable payment amount.

Features

• No Driving restrictions. Most people assume we have driving restrictions because the auto is used as collateral. There simply aren’t any driving restrictions.
• Customers always receive the lowest possible interest rates on their loans to keep payments affordable.
• Titles are returned to vehicle owners when loan obligations have been completed.
• Title loans with no insurance could be an option.

Perks

• Credit. You simply won’t be turned down for a loan because of your credit. Everyone is welcome to apply.
• Affordable payments. Your loan rep works hard to see that we find you a payment amount that you really can afford.
• Flexible income. By accepting a number of different income sources, we are able to help a greater number of people qualify for the loans they really need.

What Kind of Loan Amount Can I Expect?

Loan amounts could be just a couple of hundred or thousands of dollars depending on the value of your vehicle. To get your registration loan offer, we take the value of your automobile and apply a percentage.

To come up with the most realistic value of vehicles to see how much you can get, we rely on the Kelly Blue Book as a starting point.

If you have a great deal of equity in your auto and it is in reasonably good condition, you might qualify for thousands. Vehicles in poor condition or those that have been damaged in an automobile accident tend to have lower payouts.

The offer also takes into consideration your ability to pay back the loan with your income resources.

Are There Loan Spending Restrictions?

At Velocity Cash, we have no spending restrictions for your loan money. Use your money for whatever purpose you want to. You can use it to buy groceries, repair car breaks, fix up the house or pay a plumber.

What Do I Need to Qualify for a Loan?

• You must own the automobile being used as collateral. You should be able to produce the registration that lists you as the owner.
• Each applicant should also have a paper copy of the vehicle’s title. The title should indicate there are no liens against the car. In other words, you aren’t making payments on an auto loan.
• All vehicles should be in running condition to make sure they are acceptable as collateral for a loan.
• Applicants must be a minimum of 18 years old or more. To confirm your age, you’ll be required to show an Arizona identification card or your driver’s license.
• It isn’t necessary that you are currently employed, but you need some type of income to be able to make your payments. Velocity Cash is flexible when it comes to income. We may work with you to use job income, unemployment income, retirement pensions, disability, Social Security or additional sources.

How to Apply for a Title Loan

To make the application process as simple as possible, we offer a convenient online application on our website.

You’ll simply have to answer a few questions about your SUV, car, van, motorcycle or truck that you are using for collateral and personal contact information. The short application requires:

• Your first and last name, zip code and a telephone number.
• The model, style and make of the automobile. You’ll also need to fill in the age and an estimate of your mileage or the odometer reading.

Submit the application online, and you have just completed the first step in the loan process. To continue with the application process, you’ll be working with one of our loan representatives on the phone.

Working with a Loan Representative

Once you have completed and submitted your application, you will receive an instant registration loan estimate. This is the maximum loan amount you could receive based on the value of your vehicle.

At this point in the loan process, you are not under an obligation to proceed with the loan.

However, if the offer looks favorable, and you wish to continue, you can work with one of our loan representatives to discuss the terms of the loan. Our main concerns are to provide you with a loan quickly and one that is affordable.

Therefore, it is very important to discuss payment amounts and the best payment arrangements for your situation with your loan representative.

Closing the Tucson Title Loan

After working out the details of the loan with your loan rep, you’ll need to sign a contract agreeing to the terms of the registration loan and turn over the title. This is for your protection as well as that of your lender.

To protect borrowers, the state of Arizona has capped interest rates based on the loan amount.

For instance, loans equal to five hundred dollars or less carry a monthly finance charge of 17 percent. Loans of five thousand or more cannot be charged more than 10 percent monthly.

Fast Auto Loans Tucson

In addition to capping interest rates, state regulations also require that the total loan amount, the interest rate, minimum payment amounts, pay schedules and fees are to be spelled out in the contract.

If you are considering title loans in Tucson, AZ, read the contract carefully, and you should ask your lender any questions you may have before signing a contract using your vehicle as collateral.

If you are tired of living paycheck to paycheck or hassling with bill collectors, consider title loans or online installment loans in Tucson by Velocity Cash.