Utah Online Title Loans
Title loans in Utah can help people out in so many different situations. Do any of these issues sound familiar to you right now?

Important Information You Need to Know About Utah Title Loans
- Do you have so much credit card debt that you are maxed out on the amount that you can borrow?
- Are you so far behind on your monthly bill payments that you are stuck paying late fees and expensive interest rates?
- Are you debating about filing for bankruptcy to get some relief from your overwhelming financial situation?
- Would having some extra cash right now help you to make the required bill payments to keep the bill collectors away?
- Are you dealing with an emergency financial situation, such as an expensive car repair or a major hospital bill?
- Would you rather take care of your own financial situation instead of relying on friends or family to bail you out?
- Have you been declined by a traditional bank from borrowing money because you do not have a good enough credit score?
For any one of these scenarios, your life could be much easier with the assistance of title loans in Utah. While a regular loan takes days, weeks or even months to find out if you even qualify for it, a title loan gets you an answer almost on the spot. There are no surprises because we are very upfront about what it takes to qualify for title loans in Utah for any vehicle owner. The basic requirements for taking out a title loan are as follows:
- You need to be the only person that owns your car, truck or motorcycle.
- You need to have the official title document that shows you own your car, truck or motorcycle.
- Your vehicle must be totally paid off and not have any other liens on it.
- You need a government issued I.D. card that shows you are at least 18 years old.
- Your vehicle must have a certain level of value in order to secure your title loan.
By meeting all of these criteria for title loans in Utah, you can get cash in your pocket faster than you would have ever thought possible, especially if your credit score is not the best around.
At Velocity Cash, we work with all types of vehicle owners in Utah to get them set up with the cash that they need to take care of their financial situations right away. We do not make you wait any longer than you absolutely have to so that you are approved for title loans in Utah.
In fact, we are much faster than all of our competitors in the time that it takes us to get you an estimate for your convenient cash car title loans. In most cases, we are able to turn around an answer for you on your auto title loan within 24 hours of you submitting your online auto loan application.
We take our job very seriously in getting our customers the money that they need for a title loan as fast as we possibly can. That’s why we continue to be the top choice for fast and easy car title loans in Utah.
To find out more about the process for the title loan application through Velocity Cash, keep reading the important information below.
The Application Process for Taking Out Title Loans Utah
When you apply online for a car title loan in Utah through our company, you get to quickly find out how much you can borrow using our title loan calculator. The application is entirely online so that you only have to give us the information that is absolutely necessary to get an estimate from us on what you can borrow.
We assign an expert from our title loan department to work with you on setting up the particulars of your title loan agreement after you complete the easy application.
You will be happy to find out that the title loan application is incredibly easy to complete online. We only ask you to provide your name, phone number, home address, vehicle year, vehicle make and model, vehicle style and the estimated current mileage of your car, truck or motorcycle.
The online part is really that simple. We then reach out to you at your earliest convenience to schedule a quick inspection of your vehicle. This helps us to confirm the estimated value of your vehicle so that you can know exactly how much you would be able to borrow through a title loan from us.
The great news about your easy vehicle location is that we have many convenient locations throughout Utah, so you can choose the location that works best for you to schedule your inspection. The quicker you fill out the online car title loan application, the sooner you get set for an inspection and can get the cash in your pocket that you have been waiting for.
The best part about this entire process is that it is always free to apply for a helpful title loan estimate. Even if you are just curious about how much you could borrow from a title loan right now, there is absolutely no harm in checking out a free estimate.
You do not even have to go through with the car inspection in order to get the initial estimate by filling out the online application. Since you have nothing to lose by applying and getting free information that could really help you out, there is no reason at all not to apply online for a title loan right now.
Utah Laws and Regulations on How a Title Loan Works
If you end up taking out a title loan in Utah, the entire process and payment plan can be very flexible for you. Every title loan is different in terms of how much you will be able to borrow, what interest rate you will pay and how quickly you will pay the loan back. There are some things that are the same for every title loan. One of the major things to keep in mind about car title loans is that you do not give up driving rights to your car just because you borrow some cash.
The beauty of a title loan is that the car stays in your possession while you are paying off the loan. You actually give the lender the title to the car, which is simply a legal document saying that you own the car and do not have any other liens out on it right now.
The lender holds this official legal document as security and nothing else. This is how the lender is able to give you such a competitive title loan interest rate and knows that you will pay off the loan on time. In terms of the payoff, you are always allowed to pay a title loan off earlier than the schedule in your title loan agreement without any penalties to you.
Your title loan agreement will tell you exactly what you have to do in order to be able to get the loan paid on time. It will have all the details about your loan for you to follow so that you get the title to your car back at the end of the loan without a problem.
Why Title Loans are Perfect for Vehicle Owners in Utah
There is a long list of ways that online title loans are an easier choice for people who own their cars or trucks in Utah than so many other loans. First of all, you get to bypass the bank, which is always a win. There is no invasive credit check to go through, and there are not countless questions to get you qualified to borrow real cash.
We always want to see our customers taken care of quickly with a title loan. We work fast to get you the money that will make a real difference in your life right now. Time is of the essence with a title loan. This also means that you get to start paying the loan off faster and building up your credit score at the same time.
There are endless options of what you can do with the cash that you borrow from a title loan. The sooner that you pay the title loan off, the sooner that you get the title to your car back. However, in the meantime, you still get to enjoy driving your car like normal without a care in the world.
If you are curious about how a Utah title loan could help you out, do not delay in applying online for a title loan today!