Title Loans Draper, UT

Life always seems to throw us the unexpected when we are least ready for it.

If you are facing a temporary financial emergency, such as necessary car or home repairs, utilities that will be disconnected, or you are a couple of weeks away from payday but need cash now, fast cash title loans against a car can be the answer you are looking for.

At Velocity Cash, we provide title loans in Draper that give you money in hand in just 1-2 business days. These short-term, secured loans are secured with the title to your vehicle.

Title Loans Draper , Utah
Velocity Cash Car Title Loans Draper!

Even if a bank has turned you down for a loan due to bad credit or income issues, we can help you get access to the money you need in a matter of days.

Contrary to popular misconception, you can continue to drive your vehicle while you pay off your loan.

When the loan is paid off, your title will be returned to you.

Title Loans in Draper, UT Application Process

At Velocity Cash, our aim is to make applying for a title loan as easy and painless as possible.

The application process begins with a short 5-minute online application in which you provide basic contact information and information about your vehicle, including the year, make, model, and mileage.

Your vehicle’s information — along with your ability to repay — is used to determine your maximum loan amount. We believe in responsible lending, which means we will carefully consider how much you can afford to pay to avoid an unnecessary financial burden.

This short application also works as a title loan quote calculator; once complete, you will receive a loan estimate with a maximum loan amount of how much you can get, interest rate, and other repayment terms.

A loan representative will then get in touch with you to finalize the loan and give you the funds. The process from start to finish typically takes just 1-2 days.

To qualify for car title loans in West Jordan or Draper, you will need:

  • Identification verifying you are at least 18 years old
  • Clear title. You will need to own your vehicle outright with no outstanding liens or loans.
  • Steady income. You will also need some source of income to repay the loan. We accept all types of income, including wages, Social Security, self-employment income, and retirement benefits.

If you meet these basic qualifications, you likely qualify for title loans in Draper, UT.

Regulations for Draper Title Loans

Utah law does not place restrictions on title loans in Draper, UT. This means you will face no limit on the interest rate, loan amount, or how often you can roll over your loan.

Because there are no arbitrary caps, there is fierce competition among Utah lenders who provide title loans to give you more options as a borrower.

While there is no limit on the amount you can borrow, lenders will not give you a loan for greater than the value of your vehicle.

This protects the lender but it also offers protection for the borrower against high payment amounts and the risk of default.

Benefits of Draper, UT Title Loans

Not sure if a title loan is right for you? Consider these benefits before applying:

  • Fast funding in as little as 1-2 business days
  • Easy qualifications with no credit score requirements
  • Keep driving your car while making payments
  • Protect your credit and save money by avoiding utility disconnection, late fees, penalties, and bad marks on your credit

If you are dealing with a short-term emergency or difficult financial situation, a title loan can be the answer to your problems with fast access to the money you need.

At Velocity Cash, we offer affordable short-term title loans to Draper, Utah residents. Get started by completing our 5-minute online application to get the money. Also, apply in Clinton and Spanish Fork, Utah.

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