Title Loans Provo, UT

Are you suddenly facing unexpected expenses that have you wondering how you are going to pay your bills? Emergency expenses can arise from any number of sources, including medical bills, auto repairs, fines, home repairs, etc.

While there might not be anything you can do about bills that pop up out of nowhere, there is something you can do to cover those bills without stressing about it.

A title loan can help to ease your financial worries in such circumstances.

If you have never taken out a title loan online in the past, you might not be aware of how this type of loan works. At Velocity Cash, we do not check your credit when making a loan decision.

The Provo Utah Temple of The Church of Jesus Christ of Latter-day Saints

We accept the title to your vehicle as collateral but allow you to continue driving your vehicle. This allows you to borrow the money you need without worrying about your credit situation.

By applying for title loans Provo residents can take advantage of fast access to cash. We are typically able to send the funds from an approved loan in about 24 hours or less.

If you are stressing about your finances, stop worrying. You could be approved for a title loan in just a few minutes.

Title Loans Provo, UT -What You Need to Know to Apply

Applying for cash car title loans is fast and easy. We provide an online application process that can be completed from your home, office, or wherever is most convenient for you.

Don’t have time to apply in person? It’s no problem. The information required to process your loan can be entered in about 15 minutes.

To process your loan request, we will need your name and contact phone number. Other required information includes the number of miles on the vehicle and the make and model of the vehicle.

Wondering how much you can borrow with a title loan? This varies from one applicant to another, but the amount you may borrow is usually based on the value of your vehicle. Using a title loan quote calculator can help you to determine your loan amount.

After entering the required information for title loans Provo residents will then speak to one of our loan representatives to complete their loan application.

Title Loans Provo, UT – Legal Guidelines

You must be legally eligible to qualify for car title loans in Utah state. Among the requirements you must meet is being at least 18 years of age. To ensure you are legally old enough to take out a title loan, we may request proof of identification.

The vehicle you use to secure your loan must have a clear title. There cannot be any liens against the title. You must also be listed on the vehicle title. You may not use someone else’s vehicle to secure a title loan.

You will also need to prove you have a verifiable income source. It is not necessary to have a job to be approved for a title loan. Your regular source of income could come from any of the following:

  • Alimony
  • Child support
  • Social Security
  • Unemployment benefits
  • Disability benefits

When applying for title loans Provo residents will find the underwriting guidelines to be far easier to meet than those of a bank.

Features of Provo, UT Title Loans

When you are facing a mound of bills, you may wonder which option is best for your needs. Many people often think they have a better chance of being approved for a bank loan, but the reality is that you must have good credit to take out a bank loan.

If you have anything bad on your credit, the bank likely will not approve your loan request. Furthermore, it can take a long time to even receive a loan decision from a bank. This is often because of the amount of documentation required to even arrive at a loan decision.

In most cases, a bank will require a credit check. If you have any of the following, your loan application will likely be rejected:

  • No established credit
  • Low credit score
  • Bankruptcy
  • Foreclosure

There is no need to be worried about being rejected for any of these reasons when applying for title loans. All you need is a clear title to a vehicle regardless of your credit situation.

Curious as to whether a payday loan might be a better choice? Payday loans can also provide fast access to cash and do not require a credit check, but there can be drawbacks to this type of loan, as well.

With a payday loan, the repayment period is extremely short. Most payday lenders require a payday loan to be repaid within a month or less.

When applying for title loans Provo residents need not be concerned about paying back their loan so early. The repayment period for payday loans is much longer.

You can also usually borrow more money using a title loan than a payday loan.

Pay Back Your Title Loan

Rather than paying back all of your loan out of your next paycheck, you can instead spread out the payments. This makes it easier to borrow more money, since you are securing your loan with your vehicle title.

Would you rather not discuss why you need to borrow money? That is completely understandable. At Velocity Cash, we understand that you might not want to talk about why you need a loan.

Bank loan officers will usually require you to divulge this information and need to approve your reason for borrowing money. There is no need for this when applying for a title loan. Do you need to borrow money for any of the following:

  • Wedding expenses
  • Past due bills
  • Graduation expenses
  • Medical expenses
  • Home improvements
  • Vacation
  • Auto repairs
  • College tuition
  • Large purchase
  • Special occasion

Regardless of what your reason might be for borrowing money, you can spend the money in whatever way you wish with a title loan.

When applying for title loans Provo residents can use practically any type of vehicle. Do you have a motorcycle, recreational vehicle, car, or truck? That’s all you need to get a title loan.

Wondering how much your loan payments might be? Our interest rates are quite competitive.

At Velocity Cash, we also understand that circumstances could arise in the future in which you might not be able to afford your payments any longer. This is why we make it available to refinance your loan, if you wish.

If your finances should improve and you would like to pay off your loan early, we also make it available for you to do so. You never have to worry about paying any additional fees if you pay off your Provo title loan before the end of the loan term.

We also do not charge a fee just for you to apply for a title loan. With a bank, you could pay an application fee and still have your loan request rejected.

Need money quickly but you are concerned that your loan request will not be approved in time to pay your bills?

Get Cash Fast

We understand that time is of the essence when you have financial problems. It only takes a few minutes to receive a loan decision and if you are approved for a title loan, you could have your money in as little as 24 hours.

There is no reason to be embarrassed because you are having money problems. Everyone experiences financial troubles from time to time.

Whether you have been laid off from your job, you have had medical problems, or you simply need a little extra money to get by, applying for a title loan can help to ease your financial situation.

By applying for Provo, UT title loans residents can receive the money they need without wasting time at a bank, rushing to pay back a payday loan, or worrying about being rejected because of their credit.

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