Emergency Cash Assistance While Unemployed
In the United States, there are millions of people who are struggling to get their financial needs met because they are unemployed.
Not only are they affected by the job loss, their families feel the impact of their unemployment as well.
If you are unemployed and need money fast, it can be difficult not to worry and become anxious.
After all, you may need emergency cash assistance to pay for food, lodging expenses and utilities for your home.
You might be thinking, “I need money today but I’m unemployed.” Although you may be frightened because you need money today but are unemployed, there are a few actions that you can take to help you meet your financial needs.
Take a look at these different ways to get cash if you’re unemployed.
Start a Freelance Business
The great thing about living in America is you don’t have to have a job to earn money. In fact, there are over 30 million people who meet their financial needs by operating small businesses and offering freelance services.
Earning an income while you’re unemployed requires you to be creative and proactive.
You’ll have to seek out financial opportunities that will help you meet your financial obligations. Here are few things that you can do.
- Become a tutor
- Drive for a ride share service
- Prepare taxes
- Offer freelance writing services
- Offer pet sitting service
- Provide lawn services
Sell Your Items
Take a look around your home. Are there any items that you no longer use? Why not sell these items on eBay or Craigslist?
Make a list of things that you can sell. Some popular resale items include cell phones, tablets, designer clothing, handbags, motorcycles, tools, audio equipment and computers.
It’s likely that you have plenty of things that you can sell. To make money selling your items, you must be willing to give up items that you no longer need.
Contact a Government Assistance Agency
Whether you have a job or not, your bills have to be paid. For that reason, you shouldn’t allow pride to get in the way of getting your needs met.
One thing you can do is contact your state or local government assistance agency for help. You may be surprised to learn that you may qualify for cash assistance, utility assistance, medical coverage and rent assistance.
The only way to find out what you qualify for is to ask. It’s better to receive financial help than to live in lack until you find a job.
Student Loan Deferment
When you’re unemployed, the last thing that you should do is get behind on your student loans. Student loan delinquencies can ruin your credit and cause late fees to accumulate.
Contact your student loan provider to find out if the company is willing to defer your student loan because of your hardship.
Although you won’t be able to get cash assistance from your student loan company, you’ll be able to sleep better at night knowing that you won’t be harassed by your student loan creditors.
Apply for Unemployment Benefits
Depending on the state in which you live and the amount of money that you earned from your previous job, you may qualify for unemployment benefits.
In some areas, unemployed individuals receive $430 per week. If you live in Massachusetts, you can receive an additional $25 each week if you have dependent children.
To qualify for unemployment insurance benefits, you’ll have to meet a few requirements.
- You must be available for work and able to work.
- You must have earned a minimum amount of money during the ‘base period’.
- Your job separation must have occurred through no fault of your own.
Unemployment benefits can provide enough money for you to meet your family’s basic needs. Contact your state agency to find out if you qualify for these benefits today.
When you face financial challenges, it can be tempting for you to sit around and worry. However, worry and despair won’t put food on your table, money in the bank or gas in your tank.
These financial aid for unemployed adults tips are intended to serve as actions steps. By applying these tips, you can put extra money in your pocket while you’re unemployed.
When I was unemployed earlier this year, I needed money to help pay some bills. I got a quick loan with Velocity Cash and they help me a lot.